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Affordable Housing
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Affordable Housing Resources
 
Finding a Home That Fits Your Budget
There are many resources available throughout the state to help you achieve the American Dream of Homeownership.
Click on any Pennsylvania county below to view local housing resource organizations in your area, or click on the statewide or federal housing links to view those programs.
Roll mouse over each county to view county name, then click for specific county information.
view statewide affordable housing resources click here
view federal affordable housing resources click here
ADAMS
 
Adams County Housing Authority
40 East High Street
Gettysburg, PA 17325
Laura Northrop, Administrator of Operations (717) 334-1518
Services offered: Section 8
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ALLEGHENY
 
Allegheny County Housing Authority
625 Stanwix St., 12th Floor
Pittsburgh, PA 15222
Frank Aggazio, Executive Director (412) 402-2450
Services offered: Rental housing and Section 8
 
Allegheny County Economic Development
425 Sixth Avenue, Suite 800
Pittsburgh, PA 15219
Dennis M. Davin, Director (412) 350-1000
 
Housing Authority of the City of Pittsburgh
200 Ross Street, 9th Floor
Pittsburgh, PA 15219
A. Fulton Meachem, Jr., Executive Director (412) 456-5012
Services offered: Rental housing and Section 8
 
Urban Redevelopment Authority of Pittsburgh
200 Ross Street
Pittsburgh, PA 15219
Patrick B. Ford, Executive Director (412) 255-6428
 
McKeesport Housing Authority
E.R. Crawford Village Family Services Center
2901 Brownlee, 2nd Floor
McKeesport, PA 15132
Stephen Bucklew, Executive Director (412) 673-6942
Services offered: Rental housing and Section 8
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ARMSTRONG
 
Housing Authority of Armstrong County
350 South Jefferson St.
Kittanning, PA 16201
Karen Rega, Executive Director (724) 548-7671
Services offered: Rental housing and Section 8
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BEAVER
 
Community Services Programs of Beaver County
1013 Eighth Avenue
Beaver Falls, PA 15010
(724) 847-3889
 
Housing Authority of Beaver County
300 State St. (Vanport)
Beaver, PA 15009-1798
Carl DeChellis, Executive Director (724) 775-1220
Services offered: Rental housing and Section 8
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BEDFORD
 
Bedford County Housing Authority
201 South Richard Street, Apt 414
Bedford, PA 15522-1763
(814) 623-1477
Services offered: Rental housing and Section 8
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BERKS
 
Berks County Housing Authority
1803 Butter Lane
Reading, PA 19606
Richard Delp, Executive Director (610) 370-0822
Services offered: Rental housing and Section 8
 
Neighborhood Housing Services of Reading
213 N. 5th Street, Suite 1030
Reading, PA 19601
(610) 372-8433
 
Reading Housing Authority
400 Hancock Blvd
Reading, PA 19611-1802
Daniel Luckey, Executive Director (610) 775-4814
Services offered: Rental housing and Section 8
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BLAIR
 
Blair County Housing & Redevelopment Authorities
P.O. Box 167
Hollidaysburg, PA 16648
Dick Furmanchik, Executive Director (814) 695-7548
Services offered: Rental housing and Section 8
 
Altoona Housing Authority
2700 Pleasant Valley Blvd
Altoona, PA 16602
Cheryl Johns, Executive Director (814) 949-2026 ext 309
Services offered: Rental housing and Section 8
 
City of Altoona Department of Planning and Community Development
1301 12th Street, Suite 400
Altoona, PA 16601
James Trexler (814) 949-2481 or housing@altoonapa.gov
 
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BRADFORD
 
Bradford County Housing Authority
4 Riverside Plaza
Blossburg, PA 16912
James McRath, Executive Director (570) 638-1813
Services offered: Rental housing and Section 8
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BUCKS
 
Bucks County Housing Authority
350 S. Main St., #205
Doylestown, PA 18901-0967
Donald E. Grondahl, Executive Director (215) 348-9469
Services offered: Rental housing and Section 8
 
Bucks County Housing Development Corp
9187 New Falls Road, Suite 203-L
Fallsington, PA 19054
(215) 295-1443
www.buckshousing.org
Services offered: Provides affordable housing opportunities to low-income elderly and low to moderate income families.
 
Bucks County Housing Group
2324 Second Street Pike, Suite 17
Wrightstown, PA 18940
(215) 598-3566 or info@bchg.org
 
Bucks County Department of Community and Business
Neshaminy Manor Center
1260 Almshouse Road
Doylestown, PA 18901
Vitor A. Vicente (215) 345-3844 or business@co.bucks.pa.us
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BUTLER
 
Housing & Revelopment Authorities of Butler County
114 Woody Drive
Butler, PA 16001
Perry O'Malley, Executive Director (800) 433-6327
Services offered: Rental housing and Section 8
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CAMBRIA
 
Johnstown Housing Authority
PO Box 419
Johnstown, PA 15907
Daniel Kanuch, Executive Director (814) 535-7771
Services offered: Rental housing and Section 8
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CAMERON
www.cameroncountypa.com
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CARBON
 
Carbon County Housing Authority
215 S. Third Street
Lehighton, PA 18235
Lamont G. McClure, Executive Director (610) 377-9375
Services offered: Rental housing and Section 8
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CENTRE
 
Centre County Housing Authority
602 E. Howard Street
Bellefonte, PA 16823
Randall Holderman, Executive Director (814) 355-6965
Services offered: Rental housing and Section 8
 
Borough of State College Community Development and Housing Division
243 South Allen Street
State College, PA 16801
Carl Hess (814) 234-7109 or planningdept@statecollegepa.us
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CHESTER
 
Housing Partnership of Chester County
41 West Lancaster Avenue
Downingtown, PA 19335
(610) 518-1522
 
Chester Housing Authority
1010 Madison Street
PO Box 380
Chester, PA 19016-0380
Steven Fischer, Executive Director (610) 876-5561
Services offered: Rental housing and Section 8
 
Housing Authority of Chester County
30 W. Barnard Street, Suite 2
West Chester, PA 19382
Tonya Mitchell-Weston, Executive Director (610) 436-9200
Services offered: Rental housing and Section 8
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CLARION
 
Clarion County Housing Authority
8 W. Main Street
Clarion, PA 16214
Lorene Rearick, Executive Director (814) 226-8910
Services offered: Rental housing and Section 8
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CLEARFIELD
 
Clearfield County Housing Authority
203 South Third Street
Clearfield, PA 16830
Sue Straw, Executive Director (814) 765-2485
Services offered: Rental housing and Section 8
 
DuBois Housing Authority
21 East Long Avenue
DuBois, PA 15801
Rose Smith, Executive Director (814) 371-2290
Services offered: Rental housing and Section 8
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CLINTON
 
Clinton County Housing Authority
369 Linden Circle
Lock Haven, PA 17745
Jeffrey Rich, Executive Director (570) 748-2954
Services offered: Rental housing
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COLUMBIA
 
Columbia County Housing Authority
700 Sawmill Road, Suite 101
Bloomsburg, PA 17815
James Thomas, Executive Director (570) 784-9373
Services offered: Rental housing and Section 8
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CRAWFORD
 
Housing Authority of the City of Meadville
1120 Market Street
Meadville, PA 16335
William Thomas, Executive Director (814) 336-3177
Services offered: Rental housing and Section 8
 
Titusville Housing Authority
217 East Central Avenue, Suite 107
Titusville, PA 16354-1861
Billie Brown, Executive Director (814) 827-3732
Services offered: Rental housing and Section 8
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CUMBERLAND
 
Housing & Redevelopment Authority of Cumberland County
114 N. Hanover Street, Suite 104
Carlisle, PA 17013
Christopher Gulotta, Executive Director (717) 249-0789
Services offered: Rental housing and Section 8
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DAUPHIN
 
Dauphin County Housing & Redevelopment Authority
501 Mohn Street
PO Box 7598
Steelton, PA 17113-0598
Charles Gassert, Executive Director (717) 939-2108
Services offered: Rental housing and Section 8
 
Dauphin County Department of Community & Economic Development
P.O. Box 1295
Harrisburg, PA 17108
Terry Haines (717) 780-6250
 
Harrisburg Housing Authority
351 Chestnut Street
Harrisburg, PA 17101
Carl Shenck, Acting Executive Director (717) 232-6781
Services offered: Rental housing and Section 8
 
Fair Housing Council of the Capital Region
2100 North 6th Street, PO Box 5089
Harrisburg, PA 17110
(717) 238-9540 or HFHC@comcast.net
Services offered: First time home buyer workshops
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DELAWARE
 
Delaware County Housing Authority
1855 Constitution Ave.
PO Box 100
Woodlyn, PA 19094
Lawrence E. Hartley, PHM, Executive Director (610) 876-2521
Services offered: Rental housing and Section 8
 
Delaware County Office of Housing & Community Development
600 North Jackson Street, Suite 101
Media, PA 19063
John Pickett (610) 891-5425
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ELK
 
Elk County Housing Authority
424 Water Street Ext.
PO Box 100
Johnsonburg, PA 15845
Kathleen E. Laughner, Executive Director (814) 965-2532
Services offered: Rental housing and Section 8
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ERIE
 
Housing Authority of the City of Erie
606 Holland Street
Erie, PA 16501-1285
John E. Horan, Executive Director (814) 452-2425
Services offered: Rental housing and Section 8
 
Erie County Housing Authority
120 South Center Street
PO Box 38
Corry, PA 16407
Virginia Grice, Executive Director (814) 665-5161
Services offered: Rental housing and Section 8
 
Erie County Economic Development and Planning Department
Erie County Courthouse
140 West 6th Street, Room 119
Erie, PA 16501
Michael Finley (814) 451-7423 or mfinley@eriecountygov.org
 
Corry Housing Authority
120 South Center Street
Corry, PA 16407
Virginia Grice, Executive Director (814) 665-5161
Services offered: Rental housing and Section 8
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FAYETTE
 
Fayette County Housing Authority
624 Pittsburgh Road
Uniontown, PA 15401
Thomas Harkless, Executive Director (724) 434-2101
Services offered: Rental housing and Section 8
 
Connellsville Housing Authority
315 North Arch Street
Connellsville, PA 15425
Carol Staines, Executive Director (724) 628-4500
Services offered: Rental housing
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FOREST
http://forestcounty.com
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FRANKLIN
 
Franklin County Housing Authority
436 W. Washington Street
Chambersburg, PA 17602
Bonita A. Zehler, Executive Director (717) 263-4200
Services offered: Rental housing and Section 8
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FULTON
 
Fulton County Housing Authority
661 Lincoln Way East
McConnellsburg, PA 17233
(717) 485-4041
Services offered: Section 8
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GREENE
 
Greene County Housing Authority
170 East Greene Street
Waynesburg, PA 15370
Lois Mocniak, Executive Director (724) 627-6523
Services offered: Rental housing and Section 8
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HUNTINGDON
 
Housing Authority of the County of Huntingdon
100 Federal Drive
Mount Union, PA 17066
Dawn M. Sunderland, Executive Director (814) 542-2531
Services offered: Rental housing and Section 8
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INDIANA
 
Housing Authority of Indiana County
104 Philadelphia Street
Indiana, PA 15701
Kelly L. Hicks, Executive Director (724) 463-4730
Services offered: Rental housing and Section 8
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JEFFERSON
 
Housing Authority of the County of Jefferson
201 N. Jefferson Street
Punxsutawney, PA 15767
Sandra L. McGuire, Executive Director (814) 938-7140
Services offered: Rental housing and Section 8
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JUNIATA
www.co.juniata.pa.us
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LACKAWANNA
 
Lackawanna County Housing Authority
2019 W. Pine Street
Dunmore, PA 18512
James Dartt, Acting Executive Director (570) 342-7629
Services offered: Rental housing and Section 8
 
Carbondale Housing Authority
2 John Street
Carbondale, PA 18407
Thomas Ruddy, Executive Director (570) 282-0280
Services offered: Rental housing and Section 8
 
Scranton Housing Authority
400 Adams Avenue
Scranton, PA 18510
David Baker, Executive Director (570) 348-4400
Services offered: Rental housing and Section 8
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LANCASTER
 
Lancaster City Housing Authority
325 Chruch Street
Lancaster, PA 17602-4201
Robert Schellhamer, Executive Director (717) 397-2835 x3035
Services offered: Rental housing and Section 8
 
Lancaster County Housing & Redevelopment Authorities
202 North Prince Street, Suite 400
Lancaster, PA 17603-3528
Matthew Sternberg, Executive Director (717) 394-0793 x203
Services offered: Section 8
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LAWRENCE
 
Housing Authority of the County of Lawrence
481 Neshannock Avenue
PO Box 988
New Castle, PA 16103-0988
Gene DiGennaro, Acting Director (724) 656-5100
Services offered: Rental housing and Section 8
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LEBANON
 
Lebanon County Housing & Redevelopment Authorities
PO Box 420
Lebanon, PA 17046
Bryan Hoffman and Raymond Bender, Executive Directors (717) 274-1401
Services offered: Rental housing and Section 8
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LEHIGH
 
Lehigh County Housing & Redevelopment Authorities
635 Broad Street
Emmaus, PA 18049
Daniel Beers, Executive Director (610) 965-4514
Services offered: Rental housing and Section 8
 
Allentown Housing Authority
1339 Allen Street
Allentown, PA 18102
Daniel Farrell, Executive Director (610) 439-8678
Services offered: Rental housing and Section 8
 
Neighborhood Housing Services of the Lehigh Valley
239 North 10th Street
Allentown, PA 18102
Rosa Gomez (610) 437-4571 or rosa@nhslv.org
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LUZERNE
 
Luzerne County Housing Authority
250 First Avenue
Kingston, PA 18704
David J. Fagula, Executive Director (570) 287-9661
Services offered: Rental housing and Section 8
 
Housing Authority of the City of Hazleton
320 West Mine Street
Hazleton, PA 18201-6193
Dorothy George, Executive Director (570) 455-9503
Services offered: Rental housing and Section 8
 
Housing Authority of the City of Nanticoke
Park Towers, 1 East Green Street
Nanticoke, PA 18634
Perry Clay, Executive Director (570) 735-1110
Services offered: Rental housing and Section 8
 
Housing Authority of the City of Pittston
500 Kennedy Blvd; Infantino Towers
Pittston, PA 18640
Andrea Grigas, Acting Executive Director (570) 655-3707
Services offered: Rental housing and Section 8
 
Wilkes-Barre Housing Authority
50 Lincoln Plaza
Wilkes-Barre, PA 18702
Jack Ziegler, Executive Director (570) 825-6657
Services offered: Rental housing and Section 8
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LYCOMING
 
Housing Authority of the County of Lycoming
1941 Lincoln Drive
Williamsport, PA 17701
Beth Turner, Executive Director (570) 323-3755
Services offered: Rental housing and Section 8
 
Williamsport Housing Authority
605 West Fourth Street
Williamsport, PA 17701
Bernard J. Meyer (570) 326-0521
Services offered: Rental housing and Section 8
 
City of Williamsport Community & Economic Development Authority
245 West Fourth Street
Williamsport, PA 17701
(570) 327-7511
Services offered: Block Grant Programs and HOME Programs
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MCKEAN
 
McKean County Redevelopment & Housing Authority
410 E. Water Street
PO Box 3366
Smethport, PA 16749
Penny Eddy, Executive Director (814) 887-5563
Services offered: Rental housing and Section 8
 
Housing Authority of the City of Bradford
2 Bushnell Street
Bradford, PA 16701
Valerie Mark, Executive Director (814) 362-3535
Services offered: Rental housing and Section 8
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MERCER
 
Housing Authority of Mercer County
80 Jefferson Avenue
Sharon, PA 16146-0683
L. DeWitt Boosel, Executive Director (724) 342-4000
Services offered: Rental housing and Section 8
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MIFFLIN
 
Housing Authority of the County of Mifflin
141 S. Pine Road
Lewistown, PA 17044
Cindy L. Mattern, Executive Director (717) 248-2624
Services offered: Rental housing and Section 8
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MONROE
 
Housing Authority of the County of Monroe
1055 W. Main Street
Stroudsburg, PA 18360
Richard Widdoss, Executive Director (570) 421-7770
Services offered: Rental housing and Section 8
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MONTGOMERY
 
Montgomery County Department of Housing & Community Development
1430 DeKalb Street, PO Box 311
Norristown, PA 19404
(610) 278-3540
 
Montgomery County Housing Authority
104 West Main Street, Suite 1
Norristown, PA 19401-4716
Joel Johnson, Executive Director (610) 275-5720
Services offered: Rental housing and Section 8
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MONTOUR
 
Housing Authority of Montour County
1 Beaver Place
Danville, PA 17821
Vera M. Fleming, Executive Director (570) 275-3640
Services offered: Rental housing and Section 8
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NORTHAMPTON
 
Northampton County Housing Authority
15 S. Wood Street
PO Box 252
Nazareth, PA 18064
Colleen Altimare, Executive Director (610) 759-8488
Services offered: Rental housing and Section 8
 
Northampton County Department of Community & Economic Development
669 Washington Street
Easton, PA 18042
(610) 559-3000
 
Bethlehem Housing Authority
645 Main Street
Bethlehem, PA 18018
Clara Kendy, Executive Director (610) 865-8312
Services offered: Rental housing and Section 8
 
Housing Authority of the City of Easton
157 South Fourth Street
Easton, PA 18042
Gene Pambianchi, Executive Director (610) 258-0806
Services offered: Rental housing and Section 8
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NORTHUMBERLAND
 
Housing Authority of Northumberland County
50 Mahoning Street
Milton, PA 17847
Edward P. Christiano, Executive Director (570) 742-8797
Services offered: Rental housing and Section 8
 
Housing Authority of the City of Shamokin
1 East Independence Street
Shamokin, PA 17872
Ronald Miller, Executive Director (570) 644-0431
Services offered: Rental housing and Section 8
 
Sunbury Housing Authority
705 Market Street, PO Box 458
Sunbury, PA 17801
Sandra Ressler, Executive Director (570) 286-8563
Services offered: Rental housing and Section 8
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PERRY
www.perryco.org
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PHILADELPHIA
 
Philadelphia Office of Housing and Community Development
1234 Market Street, 17th Floor
Philadelphia, PA 19107
Deborah McColloch, Acting Director (215) 686-9749
 
Philadelphia Housing Authority
12 South 23rd St., 6th Floor
Philadelphia, PA 19103
Carl Greene, Executive Director (215) 684-4174
Services offered: Rental housing and Section 8
 
Philadelphia Association of Community Development Corporations
1315 Walnut Street, Suite 1600
Philadelphia, PA 19107
Rick Sauer (215) 732-5829
 
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PIKE
www.pikepa.org
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POTTER
 
Potter County Housing & Redevelopment Authorities
8 East 7th Street
Coudersport, PA 16915
John A. Wright, Executive Director (814) 274-7031
Services offered: Rental housing and Section 8
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SCHUYLKILL
 
Schuylkill County Housing Authority
245 Parkway
Schuylkill Haven, PA 17972-1990
Thomas F. Hale, Executive Director (570) 385-3400
Services offered: Rental housing and Section 8
 
Housing Authority of the City of Pottsville
410 Laurel Blvd
Pottsville, PA 17901
Craig Shields, Executive Director (570) 628-2702
Services offered: Rental housing and Section 8
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SNYDER
 
Snyder County Housing Authority
103 Drake Court
Middleburg, PA 17842
Denise G. Miller, Executive Director (570) 837-3979
Services offered: Rental housing and Section 8
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SOMERSET
 
Housing Authority of Somerset County
350 Garrett Avenue, Box 38
Boswell, PA 15531
Frederick Skerl, Executive Director (814) 629-5147
Services offered: Rental housing and Section 8
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SULLIVAN
 
Sullivan County Housing Authority
Main and Muncy Streets
Sullivan County Courthouse; PO Box 157
Laporte, PA 18626
(570) 946-7677
Services offered: Section 8
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SUSQUEHANNA
 
Susquehanna County Housing & Redevelopment Authorities
11 Public Avenue
Montrose, PA 18801
Karen Allen, Executive Director (570) 278-4096
Services offered: Rental housing and Section 8
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TIOGA
 
Tioga County Housing & Redevelopment Authority
4 Riverside Plaza
Blossburg, PA 16912
James McRath, Executive Director (570) 638-1813
Services offered: Rental housing and Section 8
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UNION
 
Housing & Redevelopment Authorities of the County of Union
1610 Industrial Blvd., Suite 400
Lewisburg, PA 17837
Jere L. Engle, Executive Director (570) 522-1300
Services offered: Section 8
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VENANGO
 
Venango County Housing Authority
19 Rockwood Avenue
PO Box 988
Oil City, PA 16301
Judson Flint, Executive Director (814) 677-5926
Services offered: Rental housing and Section 8
 
Housing Authority of the City of Franklin
1212 Chestnut Street
Franklin, PA 16323
Vanessa Rockovich, Executive Director (814) 432-3416
Services offered: Rental housing and Section 8
 
Oil City Housing Authority
Moran Towers, 110 Moran Street
Oil City, PA 16301
Edwin Slye, Executive Director (814) 676-5764
Services offered: Rental housing and Section 8
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WARREN
 
Housing Authority of the County of Warren
108 Oak Street
Warren, PA 16365
Georgetta J. Bishop, Executive Director (814) 723-2312
Services offered: Rental housing and Section 8
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WASHINGTON
 
Washington County Housing Authority
100 Crumrine Tower, Franklin Street
Washington, PA 15301
Stephen K. Hall, Executive Director (724) 228-6060
Services offered: Rental housing and Section 8
 
Redevelopment Authority of the County of Washington
100 West Beau Street, Suite 603
Washington, PA 15301
(724) 228-6875 or redevelopment@racw.net
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WAYNE
 
Wayne County Housing Authority
130 Carbondale Road
Waymart, PA 18472
Joseph Kohut, Executive Director (570) 488-6069
Services offered: Section 8
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WESTMORELAND
 
Westmoreland County Department of Planning and Development
2 North Main Street, Suite 601
Greensburg, PA 15601
Ron Trevellini (724) 830-3616 or Bert Getto (724) 830-3650
 
Westmoreland County Housing Authority
154 South Greengate Road
Greensburg, PA 15601-9308
Michael Washowich, Executive Director (724) 832-7248
Services offered: Rental housing and Section 8
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WYOMING
 
Wyomong County Housing & Redevelopment Authorities
PO Box 350
Nicholson, PA 18446-0350
John J. Jennings, Executive Director (570) 942-6155
Services offered: Rental housing and Section 8
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YORK
 
REALTORS® Association of York-Adams Counties (RAYAC)
435 West Philadelphia Street
York, PA 17404
Natalie Grim (717) 843-7891
Services offered: 3/2 Program
York County Housing and Community Development Department
York County Administrative Building
28 East Market Street, 3rd Floor
York, PA 17401
Chris Rafferty (717) 771-9870
 
Housing Authority of the City of York
31 S. Broad Street
PO Box 1963
York, PA 17405
Debbie J. Loucks, Executive Director (717) 845-2601
Services offered: Rental housing and Section 8
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STATEWIDE AFFORDABLE HOUSING RESOURCES
Pennsylvania Housing Finance Agency
The Pennsylvania Housing Finance Agency (PHFA) began its single family homeownership programs in 1982 and to date has financed more than 100,000 homes for Commonwealth families. Although PHFA provides the funds for mortgage loans to home buyers who meet program eligibility requirements, it makes the financing available through local lenders across the Commonwealth, not directly to borrowers. Funding for PHFA's single family programs comes from the sale of mortgage revenue bonds to investors across the country, not from state appropriations. Call the PHFA Home Buyer Hotline at 1-800-822-1174 with questions.
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PA Department of Community and Economic Development (DCED)
The goal of DCED is to foster opportunities for businesses and communities to succeed and thrive, thereby enabling Pennsylvanians to achieve a superior quality of life. To that end, DCED offers numerous grants, loans, and initiatives including the Core Communities Housing Program, HOME Program, Home Ownership Choice Program, Housing and Redevelopment Assistance, and PA Accessible Housing Program.
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FEDERAL AFFORDABLE HOUSING RESOURCES
Fannie Mae 
Fannie Mae is a shareholder-owned company with a public mission that exists to expand affordable housing and bring global capital to local communities in order to serve the U.S. housing market. Fannie Mae works to increase the supply of affordable for-sale and rental housing across America by creating customized financing solutions with lending partners. Many of Fannie Mae’s mortgage products and options have special qualifying and affordability features.
Federal Home Loan Banks (FHLBanks)
The affordable housing and economic development programs of the twelve FHLBanks consist of grants and low-interest loans to member financial institutions to use to provide financing for economic development and housing activities. The Affordable Housing Program provides grants twice a year through financial institutions for investment in low- or moderate income housing initiatives. The Community Investment Program is a lending program that provides below-market-rate loans that enable banks to extend long-term financing for housing and economic development that benefits low- and moderate income families and neighborhoods.
Freddie Mac
Created by Congress, Freddie Mac's job is to ensure a reliable supply of funds to mortgage lenders in support of homeownership and rental housing. By attracting capital from around the world to finance housing in America, mortgage rates are lower, 30-year fixed-rate financing is plentiful, and borrowers get loan approvals in minutes. Fredie Mac's initiatives range from homebuyer outreach and education and mortgage products designed to put families into homes they can afford and keep.
U.S. Department of Agriculture
The U.S. Department of Agriculture provides several housing assistance opportunities to rural Americans. The programs include individual assistance for the elderly, disabled, or low-income rural residents. There are also loans and grants available for housing development programs.
U.S. Department of Housing and Urban Development (HUD)
The expansion of the supply of affordable housing is at the core of HUD's mission. The Office of Affordable Housing Programs administers programs designed to address the nationwide shortage in affordable housing: HOME Investment Partnerships, Self-Help Homeownership, and Homeownership Zone. The Neighborhood Stabilization Program will provide emergency assistance to state and local governments to acquire and redevelop foreclosed properties that might otherwise become sources of abandonment and blight within their communities. These programs bring federal resources directly to the state and local level for use in the development of affordable housing units, or to assist income-eligible households in purchasing, rehabilitating, or renting safe and decent housing.